Home loans, made simple.
Getting a home loan isn’t just about finding a rate. It’s about understanding your options and making the right decision for your situation.
Whether you’re buying your first home, upgrading, refinancing or investing, it can feel like a lot to take in.
That’s where Dandy comes in.
You don’t need to have everything worked out before you get in touch. You just need a place to start.
Available to eligible customers only. Eligibility criteria and limitations may apply.
Not sure where you fit? Start here.
Everyone’s situation is different. Here are the most common ways Dandy helps.
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Buying your first home
If you’re starting from scratch and want clear guidance from day one.
From understanding your borrowing capacity to accessing grants and getting the keys, everything is explained simply so you can move forward with confidence.
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Refinancing your loan
If your current loan isn’t working for you anymore.
We’ll help you explore better options, reduce costs, or restructure your loan so it suits where you’re at now.
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Investing in property
If you’re looking to build or grow your portfolio.
We’ll help you understand your borrowing position and set things up properly from the start.
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Buying your next home
If you’ve done this before but want the process to feel simpler this time.
Whether you’re upgrading, relocating or juggling buying and selling, we’ll help you put a clear plan in place.
Clear guidance, whatever your next move.
No matter where you’re starting from, the goal is the same. To make things simple, clear, and tailored to you.
With Dandy, you’ll deal with one person from your first question through to long after settlement.
That means:
No jargon
No being passed around
No one-size-fits-all advice
Just clear guidance to help you make the right move.
The process:
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1. Let's chat
We'll start with a conversation about your goals, answer your questions, and understand your situation. We’ll also get you to complete a questionnaire via email.
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2. Review options
We’ll shortlist up to three loan options for you to review. These will be based on the best rates, fee structure, facilities (such as redraw/offsets), and other factors to your circumstances. We can talk these through, and you can ask any questions.
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3. Apply for loan
Once you've chosen an option, we'll handle the application and work directly with the lender on your behalf. You’ll need to provide ID, payslips and other documentation.
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4. Pre-approval
If the bank approves our application, you'll be granted pre-approval for your loan. You can make an offer on a home with confidence, or even bid at an auction.
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5. Approval & Settlement
Once you’ve found your home, we work with your lender to make it all official. We’ll make sure your deposit is paid and your conveyancer has all the details for settlement.
FAQs.
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A mortgage broker helps you find and secure a home loan that suits your situation.
We compare lenders, explain your options clearly, and manage the process from application through to settlement.
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In most cases, no.
We’re typically paid by the lender, so you get guidance and support at no cost to you.
In some cases, fees and charges may apply but rest assured, we will make you aware of this. Depending on your application, fees may be included in your credit quote.
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Your borrowing capacity depends on your income, expenses, debts and deposit.
We’ll break it down clearly so you understand your budget and what you can comfortably afford.
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Earlier than you think.
Most people start with questions, not answers, and that’s exactly when we can help.
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No.
Dandy has access to a wide panel of lenders, and we’ll help you find the option that actually suits you.
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No.
With Dandy, you’ll deal with the same person from your first question through to long after settlement.
Contact Dandy.
Fill out some info and we’ll be in touch shortly. Alternatively book a call or call Dandy directly on 0432 483 685.
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